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Why choose Car Title Loans Online?
Car Title Loans Online is not just your car title loan company, we are here to help you with your financial and emergency needs.
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Gold Loan Program
Car Title Loans Online is proud to announce its new product, Gold Loan Program. This program offers reduced rates and a streamlined verification process for qualified customers.
*The maximum APR for our Gold Loan Program is 35.99% for all qualified customers.
*Gold Loan Program amount starts at $5,500.00 with a term of 24 to 44 months. Most Gold Loan Program will be charged an administration fee (origination fee) in the amount ranging from $262.00 up to 5% of amount financed.
For a typical Gold Loan Program amount of $5,500 with an APR of 35.50% and a 40 month term, the monthly payment is $236.34 and the total scheduled interest is $3,953.72. The interest on the loan may vary depending on the timing of the payments made. There is no prepayment penalty which means you can pay off your loan anytime without incurring any penalty, and you will only get charged interest during the time that you have an outstanding balance.
*Subject to specific underwriting criteria and ability to pay. In order to qualify, customers must have a FICO score of at least 600. Other restrictions apply. Not all applications will be approved.
*Loan amounts are determined using factors that include your qualifying vehicle’s equity value, your ability to make regular monthly payments on time, state legislation, as well as other criteria.
Loan approval is subject to several factors. Borrower must meet all specific underwriting criteria and provide an acceptable vehicle as collateral. Other restrictions may apply. Loan amount requirements vary by state. Car Title Loans Online may act as the broker for the loan, and may not be the direct lender.